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Médecin de famille or Télémédecine — Region 2, Zurich

Region 2, Zurich: with ÖKK, Médecin de famille costs CHF 502.20 a month in 2026 and Télémédecine CHF 510.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille is the cheaper of the two here: CHF 100.80 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille is a "Family doctor" model. Télémédecine is a "Telemedicine and others" model.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de familleTélémédecineGap per year
300CHF 502.20CHF 510.60CHF 100.80
500CHF 490.60CHF 499.00CHF 100.80
1'000CHF 461.40CHF 469.80CHF 100.80
1'500CHF 432.20CHF 440.60CHF 100.80
2'000CHF 403.10CHF 411.50CHF 100.80
2'500CHF 373.90CHF 382.30CHF 100.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.