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Médecin de famille or Télémédecine — Region 1, Zurich

Region 1, Zurich: with ÖKK, Médecin de famille costs CHF 562.50 a month in 2026 and Télémédecine CHF 571.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille is the cheaper of the two here: CHF 112.80 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille is a "Family doctor" model. Télémédecine is a "Telemedicine and others" model.

  • Médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de familleTélémédecineGap per year
300CHF 562.50CHF 571.90CHF 112.80
500CHF 550.90CHF 560.30CHF 112.80
1'000CHF 521.70CHF 531.10CHF 112.80
1'500CHF 492.50CHF 501.90CHF 112.80
2'000CHF 463.40CHF 472.80CHF 112.80
2'500CHF 434.20CHF 443.60CHF 112.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.