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ÖKK Select — Geneva

Geneva: the Select model from ÖKK costs CHF 674.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 674.50, Select is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Select costs CHF 426.00 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 674.50CHF 627.30
500CHF 662.90CHF 616.50
1'000CHF 633.70CHF 589.40
1'500CHF 604.50CHF 562.20
2'000CHF 575.40CHF 535.20
2'500CHF 546.20CHF 508.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 539.60CHF 501.90
500CHF 528.00CHF 491.10
1'000CHF 498.80CHF 463.90
1'500CHF 469.60CHF 436.80
2'000CHF 440.50CHF 409.70
2'500CHF 411.30CHF 382.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 168.70CHF 156.90
200CHF 157.10CHF 146.20
400CHF 145.40CHF 135.30
600CHF 133.70CHF 124.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.