ÖKK Select — Geneva
Geneva: the Select model from ÖKK costs CHF 674.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 674.50, Select is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Select costs CHF 426.00 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 674.50 | CHF 627.30 |
| 500 | CHF 662.90 | CHF 616.50 |
| 1'000 | CHF 633.70 | CHF 589.40 |
| 1'500 | CHF 604.50 | CHF 562.20 |
| 2'000 | CHF 575.40 | CHF 535.20 |
| 2'500 | CHF 546.20 | CHF 508.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 539.60 | CHF 501.90 |
| 500 | CHF 528.00 | CHF 491.10 |
| 1'000 | CHF 498.80 | CHF 463.90 |
| 1'500 | CHF 469.60 | CHF 436.80 |
| 2'000 | CHF 440.50 | CHF 409.70 |
| 2'500 | CHF 411.30 | CHF 382.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 168.70 | CHF 156.90 |
| 200 | CHF 157.10 | CHF 146.20 |
| 400 | CHF 145.40 | CHF 135.30 |
| 600 | CHF 133.70 | CHF 124.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.