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ÖKK Select — Region 2, Grisons

Region 2, Grisons: the Select model from ÖKK costs CHF 435.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 435.60, Select is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Select costs CHF 580.80 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 435.60CHF 405.20
500CHF 424.00CHF 394.40
1'000CHF 394.80CHF 367.20
1'500CHF 365.60CHF 340.10
2'000CHF 336.50CHF 313.00
2'500CHF 307.30CHF 285.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 326.70CHF 303.90
500CHF 315.10CHF 293.10
1'000CHF 285.90CHF 265.90
1'500CHF 256.70CHF 238.80
2'000CHF 227.60CHF 211.70
2'500CHF 198.40CHF 184.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 104.60CHF 97.30
200CHF 93.00CHF 86.50
400CHF 81.30CHF 75.70
600CHF 69.60CHF 64.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.