ÖKK Select — Region 2, Schaffhausen
Region 2, Schaffhausen: the Select model from ÖKK costs CHF 463.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 463.50, Select is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Select costs CHF 618.00 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 463.50 | CHF 431.10 |
| 500 | CHF 451.90 | CHF 420.30 |
| 1'000 | CHF 422.70 | CHF 393.20 |
| 1'500 | CHF 393.50 | CHF 366.00 |
| 2'000 | CHF 364.40 | CHF 338.90 |
| 2'500 | CHF 335.20 | CHF 311.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 370.80 | CHF 344.90 |
| 500 | CHF 359.20 | CHF 334.10 |
| 1'000 | CHF 330.00 | CHF 306.90 |
| 1'500 | CHF 300.80 | CHF 279.80 |
| 2'000 | CHF 271.70 | CHF 252.70 |
| 2'500 | CHF 242.50 | CHF 225.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.00 | CHF 94.90 |
| 200 | CHF 90.40 | CHF 84.10 |
| 400 | CHF 78.70 | CHF 73.20 |
| 600 | CHF 67.00 | CHF 62.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.