Managed Care or sana24 Tel Care — Aargau
Aargau: with sana24, Managed Care costs CHF 543.40 a month in 2026 and sana24 Tel Care CHF 538.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
sana24 Tel Care is the cheaper of the two here: CHF 63.60 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care is a "Group practice (HMO)" model. sana24 Tel Care is a "Telemedicine and others" model.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care | sana24 Tel Care | Gap per year |
|---|---|---|---|
| 300 | CHF 543.40 | CHF 538.10 | CHF 63.60 |
| 500 | CHF 531.80 | CHF 526.50 | CHF 63.60 |
| 1'000 | CHF 502.60 | CHF 497.30 | CHF 63.60 |
| 1'500 | CHF 473.40 | CHF 468.10 | CHF 63.60 |
| 2'000 | CHF 444.30 | CHF 439.00 | CHF 63.60 |
| 2'500 | CHF 415.10 | CHF 409.80 | CHF 63.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.