Managed Care or sana24 Tel Care — Region 1, St. Gallen
Region 1, St. Gallen: with sana24, Managed Care costs CHF 528.70 a month in 2026 and sana24 Tel Care CHF 528.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Managed Care and sana24 Tel Care cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Managed Care is a "Group practice (HMO)" model. sana24 Tel Care is a "Telemedicine and others" model.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care | sana24 Tel Care | Gap per year |
|---|---|---|---|
| 300 | CHF 528.70 | CHF 528.70 | — |
| 500 | CHF 517.00 | CHF 517.00 | — |
| 1'000 | CHF 487.80 | CHF 487.80 | — |
| 1'500 | CHF 458.70 | CHF 458.70 | — |
| 2'000 | CHF 429.50 | CHF 429.50 | — |
| 2'500 | CHF 400.30 | CHF 400.30 | — |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.