Med Direct or sana24 Med Call — Aargau
Aargau: with sana24, Med Direct costs CHF 548.20 a month in 2026 and sana24 Med Call CHF 585.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Med Direct is the cheaper of the two here: CHF 446.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Med Direct is a "Family doctor" model. sana24 Med Call is a "Telemedicine and others" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Med Direct | sana24 Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 548.20 | CHF 585.40 | CHF 446.40 |
| 500 | CHF 536.50 | CHF 573.70 | CHF 446.40 |
| 1'000 | CHF 507.30 | CHF 544.60 | CHF 447.60 |
| 1'500 | CHF 478.20 | CHF 515.40 | CHF 446.40 |
| 2'000 | CHF 449.00 | CHF 486.20 | CHF 446.40 |
| 2'500 | CHF 419.80 | CHF 457.10 | CHF 447.60 |
The comparison, region by region
- Med Direct or sana24 Med Call?
- Appenzell Ausserrhoden
- Basel-Stadt
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.