Med Direct or sana24 Med Call — Region 1, Grisons
Region 1, Grisons: with sana24, Med Direct costs CHF 565.10 a month in 2026 and sana24 Med Call CHF 576.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Med Direct is the cheaper of the two here: CHF 140.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Med Direct is a "Family doctor" model. sana24 Med Call is a "Telemedicine and others" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Med Direct | sana24 Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 565.10 | CHF 576.80 | CHF 140.40 |
| 500 | CHF 553.50 | CHF 565.10 | CHF 139.20 |
| 1'000 | CHF 524.30 | CHF 535.90 | CHF 139.20 |
| 1'500 | CHF 495.10 | CHF 506.80 | CHF 140.40 |
| 2'000 | CHF 466.00 | CHF 477.60 | CHF 139.20 |
| 2'500 | CHF 436.80 | CHF 448.40 | CHF 139.20 |
The comparison, region by region
- Med Direct or sana24 Med Call?
- Aargau
- Appenzell Ausserrhoden
- Basel-Stadt
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.