Skip to content
Sophie

Médecin de famille 1 or Médecin de famille 3 — Appenzell Innerrhoden

Appenzell Innerrhoden: with Sanitas, Médecin de famille 1 costs CHF 378.30 a month in 2026 and Médecin de famille 3 CHF 404.35, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 312.60 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 3Gap per year
300CHF 378.30CHF 404.35CHF 312.60
500CHF 366.70CHF 392.75CHF 312.60
1'000CHF 337.50CHF 363.55CHF 312.60
1'500CHF 308.30CHF 334.35CHF 312.60
2'000CHF 279.20CHF 305.25CHF 312.60
2'500CHF 250.00CHF 276.05CHF 312.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.