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Médecin de famille 1 or Médecin de famille 3 — Region 1, Zurich

Region 1, Zurich: with Sanitas, Médecin de famille 1 costs CHF 538.90 a month in 2026 and Médecin de famille 3 CHF 576.05, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 445.80 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 3Gap per year
300CHF 538.90CHF 576.05CHF 445.80
500CHF 527.30CHF 564.45CHF 445.80
1'000CHF 498.10CHF 535.25CHF 445.80
1'500CHF 468.90CHF 506.05CHF 445.80
2'000CHF 439.80CHF 476.95CHF 445.80
2'500CHF 410.60CHF 447.75CHF 445.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.