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Médecin de famille 1 or Médecin de famille 3 — Region 1, St. Gallen

Region 1, St. Gallen: with Sanitas, Médecin de famille 1 costs CHF 479.65 a month in 2026 and Médecin de famille 3 CHF 512.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 396.60 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 3Gap per year
300CHF 479.65CHF 512.70CHF 396.60
500CHF 468.05CHF 501.10CHF 396.60
1'000CHF 438.85CHF 471.90CHF 396.60
1'500CHF 409.65CHF 442.70CHF 396.60
2'000CHF 380.55CHF 413.60CHF 396.60
2'500CHF 351.35CHF 384.40CHF 396.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.