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Médecin de famille 1 or Médecin de famille 4 — Region 1, Bern

Region 1, Bern: with Sanitas, Médecin de famille 1 costs CHF 552.30 a month in 2026 and Médecin de famille 4 CHF 590.35, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 456.60 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 4Gap per year
300CHF 552.30CHF 590.35CHF 456.60
500CHF 540.70CHF 578.75CHF 456.60
1'000CHF 511.50CHF 549.55CHF 456.60
1'500CHF 482.30CHF 520.35CHF 456.60
2'000CHF 453.20CHF 491.25CHF 456.60
2'500CHF 424.00CHF 462.05CHF 456.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.