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Médecin de famille 1 or Médecin de famille 4 — Neuchâtel

Neuchâtel: with Sanitas, Médecin de famille 1 costs CHF 597.15 a month in 2026 and Médecin de famille 4 CHF 638.35, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 494.40 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 4Gap per year
300CHF 597.15CHF 638.35CHF 494.40
500CHF 585.55CHF 626.75CHF 494.40
1'000CHF 556.35CHF 597.55CHF 494.40
1'500CHF 527.15CHF 568.35CHF 494.40
2'000CHF 498.05CHF 539.25CHF 494.40
2'500CHF 468.85CHF 510.05CHF 494.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.