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Médecin de famille 1 or Médecin de famille 4 — Region 3, Bern

Region 3, Bern: with Sanitas, Médecin de famille 1 costs CHF 495.45 a month in 2026 and Médecin de famille 4 CHF 529.65, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 410.40 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 4Gap per year
300CHF 495.45CHF 529.65CHF 410.40
500CHF 483.85CHF 518.05CHF 410.40
1'000CHF 454.65CHF 488.85CHF 410.40
1'500CHF 425.45CHF 459.65CHF 410.40
2'000CHF 396.35CHF 430.55CHF 410.40
2'500CHF 367.15CHF 401.35CHF 410.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.