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Médecin de famille 1 or TelMed (CallMed) — Region 3, Zurich

Region 3, Zurich: with Sanitas, Médecin de famille 1 costs CHF 456.60 a month in 2026 and TelMed (CallMed) CHF 488.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 378.00 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • Médecin de famille 1

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 1TelMed (CallMed)Gap per year
300CHF 456.60CHF 488.10CHF 378.00
500CHF 445.00CHF 476.50CHF 378.00
1'000CHF 415.80CHF 447.30CHF 378.00
1'500CHF 386.60CHF 418.10CHF 378.00
2'000CHF 357.50CHF 389.00CHF 378.00
2'500CHF 328.30CHF 359.80CHF 378.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.