Médecin de famille 2 or TelMed (Compact One) — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Sanitas, Médecin de famille 2 costs CHF 474.45 a month in 2026 and TelMed (Compact One) CHF 464.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 123.00 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 2 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.
- Médecin de famille 2
Family doctor
You pick a family doctor and always go to them first.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 2 | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 474.45 | CHF 464.20 | CHF 123.00 |
| 500 | CHF 462.85 | CHF 452.60 | CHF 123.00 |
| 1'000 | CHF 433.65 | CHF 423.40 | CHF 123.00 |
| 1'500 | CHF 404.45 | CHF 394.20 | CHF 123.00 |
| 2'000 | CHF 375.35 | CHF 365.10 | CHF 123.00 |
| 2'500 | CHF 346.15 | CHF 335.90 | CHF 123.00 |
The comparison, region by region
- Médecin de famille 2 or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.