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Médecin de famille 2 or TelMed (Compact One) — Region 2, Bern

Region 2, Bern: with Sanitas, Médecin de famille 2 costs CHF 576.65 a month in 2026 and TelMed (Compact One) CHF 551.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 300.60 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 2TelMed (Compact One)Gap per year
300CHF 576.65CHF 551.60CHF 300.60
500CHF 565.05CHF 540.00CHF 300.60
1'000CHF 535.85CHF 510.80CHF 300.60
1'500CHF 506.65CHF 481.60CHF 300.60
2'000CHF 477.55CHF 452.50CHF 300.60
2'500CHF 448.35CHF 423.30CHF 300.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.