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Médecin de famille 2 or TelMed (Compact One) — Region 3, Grisons

Region 3, Grisons: with Sanitas, Médecin de famille 2 costs CHF 459.70 a month in 2026 and TelMed (Compact One) CHF 434.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 298.80 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 2TelMed (Compact One)Gap per year
300CHF 459.70CHF 434.80CHF 298.80
500CHF 448.10CHF 423.20CHF 298.80
1'000CHF 418.90CHF 394.00CHF 298.80
1'500CHF 389.70CHF 364.80CHF 298.80
2'000CHF 360.60CHF 335.70CHF 298.80
2'500CHF 331.40CHF 306.50CHF 298.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.