Sanitas Médecin de famille 3 — Region 1, Ticino
Region 1, Ticino: the Médecin de famille 3 model from Sanitas costs CHF 675.55 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 675.55, Médecin de famille 3 is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 3 costs CHF 610.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 675.55 | CHF 628.95 |
| 500 | CHF 663.95 | CHF 618.15 |
| 1'000 | CHF 634.75 | CHF 590.95 |
| 1'500 | CHF 605.55 | CHF 563.75 |
| 2'000 | CHF 576.45 | CHF 536.65 |
| 2'500 | CHF 547.25 | CHF 509.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 443.90 | CHF 413.25 |
| 500 | CHF 432.30 | CHF 402.45 |
| 1'000 | CHF 403.10 | CHF 375.30 |
| 1'500 | CHF 373.90 | CHF 348.10 |
| 2'000 | CHF 344.80 | CHF 321.00 |
| 2'500 | CHF 315.60 | CHF 293.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 169.80 | CHF 158.10 |
| 100 | CHF 164.00 | CHF 152.70 |
| 200 | CHF 158.20 | CHF 147.30 |
| 300 | CHF 152.30 | CHF 141.80 |
| 400 | CHF 146.50 | CHF 136.40 |
| 500 | CHF 140.70 | CHF 131.00 |
| 600 | CHF 134.80 | CHF 125.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.