Sanitas Médecin de famille 3 — Region 2, Ticino
Region 2, Ticino: the Médecin de famille 3 model from Sanitas costs CHF 626.45 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 626.45, Médecin de famille 3 is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 3 costs CHF 565.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 626.45 | CHF 583.20 |
| 500 | CHF 614.85 | CHF 572.45 |
| 1'000 | CHF 585.65 | CHF 545.25 |
| 1'500 | CHF 556.45 | CHF 518.05 |
| 2'000 | CHF 527.35 | CHF 490.95 |
| 2'500 | CHF 498.15 | CHF 463.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 411.60 | CHF 383.20 |
| 500 | CHF 400.00 | CHF 372.40 |
| 1'000 | CHF 370.80 | CHF 345.20 |
| 1'500 | CHF 341.60 | CHF 318.05 |
| 2'000 | CHF 312.50 | CHF 290.95 |
| 2'500 | CHF 283.30 | CHF 263.75 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 157.50 | CHF 146.65 |
| 100 | CHF 151.70 | CHF 141.25 |
| 200 | CHF 145.90 | CHF 135.85 |
| 300 | CHF 140.00 | CHF 130.35 |
| 400 | CHF 134.20 | CHF 124.95 |
| 500 | CHF 128.40 | CHF 119.55 |
| 600 | CHF 122.50 | CHF 114.05 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.