Sanitas Médecin de famille 3 — Region 2, Valais
Region 2, Valais: the Médecin de famille 3 model from Sanitas costs CHF 526.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 526.40, Médecin de famille 3 is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 3 costs CHF 475.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 526.40 | CHF 490.10 |
| 500 | CHF 514.80 | CHF 479.30 |
| 1'000 | CHF 485.60 | CHF 452.10 |
| 1'500 | CHF 456.40 | CHF 424.90 |
| 2'000 | CHF 427.30 | CHF 397.80 |
| 2'500 | CHF 398.10 | CHF 370.65 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 362.35 | CHF 337.35 |
| 500 | CHF 350.75 | CHF 326.55 |
| 1'000 | CHF 321.55 | CHF 299.35 |
| 1'500 | CHF 292.35 | CHF 272.20 |
| 2'000 | CHF 263.25 | CHF 245.10 |
| 2'500 | CHF 234.05 | CHF 217.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.00 | CHF 120.10 |
| 100 | CHF 123.20 | CHF 114.70 |
| 200 | CHF 117.40 | CHF 109.30 |
| 300 | CHF 111.50 | CHF 103.80 |
| 400 | CHF 105.70 | CHF 98.40 |
| 500 | CHF 99.90 | CHF 93.00 |
| 600 | CHF 94.00 | CHF 87.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.