Sanitas Médecin de famille 3 — Region 1, Zurich
Region 1, Zurich: the Médecin de famille 3 model from Sanitas costs CHF 576.05 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 576.05, Médecin de famille 3 is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 3 costs CHF 520.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 576.05 | CHF 536.30 |
| 500 | CHF 564.45 | CHF 525.50 |
| 1'000 | CHF 535.25 | CHF 498.30 |
| 1'500 | CHF 506.05 | CHF 471.15 |
| 2'000 | CHF 476.95 | CHF 444.05 |
| 2'500 | CHF 447.75 | CHF 416.85 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 390.50 | CHF 363.55 |
| 500 | CHF 378.90 | CHF 352.75 |
| 1'000 | CHF 349.70 | CHF 325.55 |
| 1'500 | CHF 320.50 | CHF 298.40 |
| 2'000 | CHF 291.40 | CHF 271.30 |
| 2'500 | CHF 262.20 | CHF 244.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 152.65 | CHF 142.10 |
| 100 | CHF 146.85 | CHF 136.70 |
| 200 | CHF 141.05 | CHF 131.30 |
| 300 | CHF 135.15 | CHF 125.80 |
| 400 | CHF 129.35 | CHF 120.40 |
| 500 | CHF 123.55 | CHF 115.05 |
| 600 | CHF 117.65 | CHF 109.55 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.