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Médecin de famille 4 or MultiAccess — Region 1, Grisons

Region 1, Grisons: with Sanitas, Médecin de famille 4 costs CHF 502.10 a month in 2026 and MultiAccess CHF 491.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 128.40 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 4MultiAccessGap per year
300CHF 502.10CHF 491.40CHF 128.40
500CHF 490.50CHF 479.80CHF 128.40
1'000CHF 461.30CHF 450.60CHF 128.40
1'500CHF 432.10CHF 421.40CHF 128.40
2'000CHF 403.00CHF 392.30CHF 128.40
2'500CHF 373.80CHF 363.10CHF 128.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.