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Médecin de famille 4 or MultiAccess — Region 1, Zurich

Region 1, Zurich: with Sanitas, Médecin de famille 4 costs CHF 576.05 a month in 2026 and MultiAccess CHF 563.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 148.20 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 4MultiAccessGap per year
300CHF 576.05CHF 563.70CHF 148.20
500CHF 564.45CHF 552.10CHF 148.20
1'000CHF 535.25CHF 522.90CHF 148.20
1'500CHF 506.05CHF 493.70CHF 148.20
2'000CHF 476.95CHF 464.60CHF 148.20
2'500CHF 447.75CHF 435.40CHF 148.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.