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Médecin de famille 4 or MultiAccess — Uri

Uri: with Sanitas, Médecin de famille 4 costs CHF 432.00 a month in 2026 and MultiAccess CHF 422.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 111.60 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 4MultiAccessGap per year
300CHF 432.00CHF 422.70CHF 111.60
500CHF 420.40CHF 411.10CHF 111.60
1'000CHF 391.20CHF 381.90CHF 111.60
1'500CHF 362.00CHF 352.70CHF 111.60
2'000CHF 332.90CHF 323.60CHF 111.60
2'500CHF 303.70CHF 294.40CHF 111.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.