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Médecin de famille 4 or TelMed (CallMed) — Region 3, Grisons

Region 3, Grisons: with Sanitas, Médecin de famille 4 costs CHF 464.70 a month in 2026 and TelMed (CallMed) CHF 464.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 4 is the cheaper of the two here: CHF 1.20 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (CallMed)Gap per year
300CHF 464.70CHF 464.80CHF 1.20
500CHF 453.10CHF 453.20CHF 1.20
1'000CHF 423.90CHF 424.00CHF 1.20
1'500CHF 394.70CHF 394.80CHF 1.20
2'000CHF 365.60CHF 365.70CHF 1.20
2'500CHF 336.40CHF 336.50CHF 1.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.