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Médecin de famille 4 or TelMed (CallMed) — Region 1, Vaud

Region 1, Vaud: with Sanitas, Médecin de famille 4 costs CHF 628.40 a month in 2026 and TelMed (CallMed) CHF 628.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 4 is the cheaper of the two here: CHF 1.20 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (CallMed)Gap per year
300CHF 628.40CHF 628.50CHF 1.20
500CHF 616.80CHF 616.90CHF 1.20
1'000CHF 587.60CHF 587.70CHF 1.20
1'500CHF 558.40CHF 558.50CHF 1.20
2'000CHF 529.30CHF 529.40CHF 1.20
2'500CHF 500.10CHF 500.20CHF 1.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.