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Médecin de famille 4 or TelMed (CallMed) — Obwalden

Obwalden: with Sanitas, Médecin de famille 4 costs CHF 447.05 a month in 2026 and TelMed (CallMed) CHF 447.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 4 is the cheaper of the two here: CHF 0.60 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (CallMed)Gap per year
300CHF 447.05CHF 447.10CHF 0.60
500CHF 435.45CHF 435.50CHF 0.60
1'000CHF 406.25CHF 406.30CHF 0.60
1'500CHF 377.05CHF 377.10CHF 0.60
2'000CHF 347.95CHF 348.00CHF 0.60
2'500CHF 318.75CHF 318.80CHF 0.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.