Digimed or Telmed — Region 1, Bern

Region 1, Bern: with sodalis, Digimed costs CHF 598.20 a month in 2026 and Telmed CHF 624.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Digimed is the cheaper of the two here: CHF 309.60 saved per year against Telmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Digimed and Telmed are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

Digimed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductible	Digimed	Telmed	Gap per year
300	CHF 598.20	CHF 624.00	CHF 309.60
500	CHF 586.60	CHF 612.40	CHF 309.60
1'000	CHF 558.60	CHF 584.40	CHF 309.60
1'500	CHF 533.50	CHF 559.30	CHF 309.60
2'000	CHF 508.40	CHF 534.20	CHF 309.60
2'500	CHF 469.90	CHF 495.70	CHF 309.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.