Digimed or Telmed — Region 3, Bern
Region 3, Bern: with sodalis, Digimed costs CHF 498.00 a month in 2026 and Telmed CHF 509.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Digimed is the cheaper of the two here: CHF 132.00 saved per year against Telmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Digimed and Telmed are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | Digimed | Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 498.00 | CHF 509.00 | CHF 132.00 |
| 500 | CHF 486.40 | CHF 497.40 | CHF 132.00 |
| 1'000 | CHF 458.40 | CHF 469.40 | CHF 132.00 |
| 1'500 | CHF 433.30 | CHF 444.30 | CHF 132.00 |
| 2'000 | CHF 408.20 | CHF 419.20 | CHF 132.00 |
| 2'500 | CHF 369.70 | CHF 380.70 | CHF 132.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.