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Digimed or Telmed — Region 2, Bern

Region 2, Bern: with sodalis, Digimed costs CHF 531.00 a month in 2026 and Telmed CHF 543.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Digimed is the cheaper of the two here: CHF 144.00 saved per year against Telmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Digimed and Telmed are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Digimed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Telmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleDigimedTelmedGap per year
300CHF 531.00CHF 543.00CHF 144.00
500CHF 519.40CHF 531.40CHF 144.00
1'000CHF 491.40CHF 502.20CHF 129.60
1'500CHF 466.30CHF 478.30CHF 144.00
2'000CHF 441.20CHF 453.20CHF 144.00
2'500CHF 402.70CHF 414.70CHF 144.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.