igomed or sanmed24 — Region 1, Bern
Region 1, Bern: with Steffisburg, igomed costs CHF 581.10 a month in 2026 and sanmed24 CHF 591.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
igomed is the cheaper of the two here: CHF 120.00 saved per year against sanmed24, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
igomed is a "Family doctor" model. sanmed24 is a "Telemedicine and others" model.
The price at every deductible
| Deductible | igomed | sanmed24 | Gap per year |
|---|---|---|---|
| 300 | CHF 581.10 | CHF 591.10 | CHF 120.00 |
| 500 | CHF 569.50 | CHF 579.50 | CHF 120.00 |
| 1'000 | CHF 540.30 | CHF 550.30 | CHF 120.00 |
| 1'500 | CHF 511.20 | CHF 521.10 | CHF 118.80 |
| 2'000 | CHF 482.00 | CHF 492.00 | CHF 120.00 |
| 2'500 | CHF 452.80 | CHF 462.80 | CHF 120.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.