igomed or sanmed24 — Region 2, Bern
Region 2, Bern: with Steffisburg, igomed costs CHF 530.40 a month in 2026 and sanmed24 CHF 542.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
igomed is the cheaper of the two here: CHF 146.40 saved per year against sanmed24, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
igomed is a "Family doctor" model. sanmed24 is a "Telemedicine and others" model.
The price at every deductible
| Deductible | igomed | sanmed24 | Gap per year |
|---|---|---|---|
| 300 | CHF 530.40 | CHF 542.60 | CHF 146.40 |
| 500 | CHF 518.80 | CHF 531.00 | CHF 146.40 |
| 1'000 | CHF 489.60 | CHF 501.80 | CHF 146.40 |
| 1'500 | CHF 460.50 | CHF 472.60 | CHF 145.20 |
| 2'000 | CHF 431.40 | CHF 443.50 | CHF 145.20 |
| 2'500 | CHF 405.30 | CHF 417.60 | CHF 147.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.