igomed or sanmed24 — Region 3, Bern
Region 3, Bern: with Steffisburg, igomed costs CHF 506.60 a month in 2026 and sanmed24 CHF 524.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
igomed is the cheaper of the two here: CHF 208.80 saved per year against sanmed24, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
igomed is a "Family doctor" model. sanmed24 is a "Telemedicine and others" model.
The price at every deductible
| Deductible | igomed | sanmed24 | Gap per year |
|---|---|---|---|
| 300 | CHF 506.60 | CHF 524.00 | CHF 208.80 |
| 500 | CHF 495.00 | CHF 512.40 | CHF 208.80 |
| 1'000 | CHF 465.90 | CHF 483.20 | CHF 207.60 |
| 1'500 | CHF 436.70 | CHF 454.00 | CHF 207.60 |
| 2'000 | CHF 407.50 | CHF 424.90 | CHF 208.80 |
| 2'500 | CHF 381.60 | CHF 399.00 | CHF 208.80 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.