Steffisburg igomed — Region 1, Bern
Region 1, Bern: the igomed model from Steffisburg costs CHF 581.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 581.10, igomed is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, igomed costs CHF 996.00 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 581.10 | CHF 543.30 |
| 500 | CHF 569.50 | CHF 532.50 |
| 1'000 | CHF 540.30 | CHF 505.20 |
| 1'500 | CHF 511.20 | CHF 478.00 |
| 2'000 | CHF 482.00 | CHF 450.70 |
| 2'500 | CHF 452.80 | CHF 423.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 426.70 | CHF 399.00 |
| 500 | CHF 415.10 | CHF 388.10 |
| 1'000 | CHF 385.90 | CHF 360.80 |
| 1'500 | CHF 356.70 | CHF 333.50 |
| 2'000 | CHF 327.60 | CHF 306.30 |
| 2'500 | CHF 298.40 | CHF 279.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 136.00 | CHF 127.20 |
| 100 | CHF 130.20 | CHF 121.70 |
| 200 | CHF 124.40 | CHF 116.30 |
| 300 | CHF 118.50 | CHF 110.80 |
| 400 | CHF 112.70 | CHF 105.40 |
| 500 | CHF 107.00 | CHF 100.00 |
| 600 | CHF 101.00 | CHF 94.40 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.