Steffisburg igomed — Region 3, Bern
Region 3, Bern: the igomed model from Steffisburg costs CHF 506.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 506.60, igomed is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, igomed costs CHF 907.20 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 506.60 | CHF 473.70 |
| 500 | CHF 495.00 | CHF 462.80 |
| 1'000 | CHF 465.90 | CHF 435.60 |
| 1'500 | CHF 436.70 | CHF 408.30 |
| 2'000 | CHF 407.50 | CHF 381.00 |
| 2'500 | CHF 381.60 | CHF 356.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 382.50 | CHF 357.60 |
| 500 | CHF 370.90 | CHF 346.80 |
| 1'000 | CHF 341.80 | CHF 319.60 |
| 1'500 | CHF 312.50 | CHF 292.20 |
| 2'000 | CHF 283.40 | CHF 265.00 |
| 2'500 | CHF 257.50 | CHF 240.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.90 | CHF 110.30 |
| 100 | CHF 112.10 | CHF 104.80 |
| 200 | CHF 106.30 | CHF 99.40 |
| 300 | CHF 100.40 | CHF 93.90 |
| 400 | CHF 94.70 | CHF 88.50 |
| 500 | CHF 88.80 | CHF 83.00 |
| 600 | CHF 82.90 | CHF 77.50 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.