Steffisburg igomed — Region 2, Bern
Region 2, Bern: the igomed model from Steffisburg costs CHF 530.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 530.40, igomed is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, igomed costs CHF 950.40 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 530.40 | CHF 495.90 |
| 500 | CHF 518.80 | CHF 485.10 |
| 1'000 | CHF 489.60 | CHF 457.80 |
| 1'500 | CHF 460.50 | CHF 430.60 |
| 2'000 | CHF 431.40 | CHF 403.40 |
| 2'500 | CHF 405.30 | CHF 379.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 391.60 | CHF 366.10 |
| 500 | CHF 380.00 | CHF 355.30 |
| 1'000 | CHF 350.80 | CHF 328.00 |
| 1'500 | CHF 321.60 | CHF 300.70 |
| 2'000 | CHF 292.50 | CHF 273.50 |
| 2'500 | CHF 266.60 | CHF 249.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 122.20 | CHF 114.30 |
| 100 | CHF 116.50 | CHF 108.90 |
| 200 | CHF 110.70 | CHF 103.50 |
| 300 | CHF 104.80 | CHF 98.00 |
| 400 | CHF 98.90 | CHF 92.50 |
| 500 | CHF 93.20 | CHF 87.10 |
| 600 | CHF 87.30 | CHF 81.60 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.