FAVORIT BESTCARE or FAVORIT MULTICHOICE — Thurgau
Thurgau: with SWICA, FAVORIT BESTCARE costs CHF 479.90 a month in 2026 and FAVORIT MULTICHOICE CHF 468.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 133.20 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MULTICHOICE is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 479.90 | CHF 468.80 | CHF 133.20 |
| 500 | CHF 468.20 | CHF 457.20 | CHF 132.00 |
| 1'000 | CHF 455.60 | CHF 433.50 | CHF 265.20 |
| 1'500 | CHF 442.90 | CHF 404.30 | CHF 463.20 |
| 2'000 | CHF 430.30 | CHF 369.70 | CHF 727.20 |
| 2'500 | CHF 401.20 | CHF 340.50 | CHF 728.40 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.