FAVORIT BESTCARE or FAVORIT MULTICHOICE — Region 2, Zurich
Region 2, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 513.20 a month in 2026 and FAVORIT MULTICHOICE CHF 497.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 193.20 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MULTICHOICE is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 513.20 | CHF 497.10 | CHF 193.20 |
| 500 | CHF 501.50 | CHF 485.50 | CHF 192.00 |
| 1'000 | CHF 489.80 | CHF 462.10 | CHF 332.40 |
| 1'500 | CHF 478.20 | CHF 433.00 | CHF 542.40 |
| 2'000 | CHF 466.50 | CHF 398.00 | CHF 822.00 |
| 2'500 | CHF 437.30 | CHF 368.80 | CHF 822.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.