FAVORIT BESTCARE or FAVORIT MULTICHOICE — Region 1, Vaud
Region 1, Vaud: with SWICA, FAVORIT BESTCARE costs CHF 632.50 a month in 2026 and FAVORIT MULTICHOICE CHF 610.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MULTICHOICE is the cheaper of the two here: CHF 261.60 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MULTICHOICE is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MULTICHOICE
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MULTICHOICE | Gap per year |
|---|---|---|---|
| 300 | CHF 632.50 | CHF 610.70 | CHF 261.60 |
| 500 | CHF 620.90 | CHF 599.10 | CHF 261.60 |
| 1'000 | CHF 613.50 | CHF 577.20 | CHF 435.60 |
| 1'500 | CHF 606.20 | CHF 548.00 | CHF 698.40 |
| 2'000 | CHF 598.80 | CHF 511.60 | CHF 1'046.40 |
| 2'500 | CHF 569.60 | CHF 482.40 | CHF 1'046.40 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.