FAVORIT CASA or FAVORIT MEDICA — Region 2, Lucerne
Region 2, Lucerne: with SWICA, FAVORIT CASA costs CHF 482.10 a month in 2026 and FAVORIT MEDICA CHF 517.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT CASA is the cheaper of the two here: CHF 429.60 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA and FAVORIT MEDICA are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT MEDICA | Gap per year |
|---|---|---|---|
| 300 | CHF 482.10 | CHF 517.90 | CHF 429.60 |
| 500 | CHF 470.40 | CHF 506.20 | CHF 429.60 |
| 1'000 | CHF 446.80 | CHF 482.60 | CHF 429.60 |
| 1'500 | CHF 417.60 | CHF 453.40 | CHF 429.60 |
| 2'000 | CHF 388.40 | CHF 424.20 | CHF 429.60 |
| 2'500 | CHF 359.30 | CHF 395.10 | CHF 429.60 |
The comparison, region by region
- FAVORIT CASA or FAVORIT MEDICA?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.