FAVORIT CASA or FAVORIT MEDICA — Region 3, Lucerne
Region 3, Lucerne: with SWICA, FAVORIT CASA costs CHF 442.70 a month in 2026 and FAVORIT MEDICA CHF 476.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT CASA is the cheaper of the two here: CHF 408.00 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA and FAVORIT MEDICA are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MEDICA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT MEDICA | Gap per year |
|---|---|---|---|
| 300 | CHF 442.70 | CHF 476.70 | CHF 408.00 |
| 500 | CHF 431.00 | CHF 465.00 | CHF 408.00 |
| 1'000 | CHF 407.10 | CHF 441.10 | CHF 408.00 |
| 1'500 | CHF 377.90 | CHF 411.90 | CHF 408.00 |
| 2'000 | CHF 348.70 | CHF 382.80 | CHF 409.20 |
| 2'500 | CHF 319.60 | CHF 353.60 | CHF 408.00 |
The comparison, region by region
- FAVORIT CASA or FAVORIT MEDICA?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.