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FAVORIT CASA or FAVORIT MEDICA — Region 3, St. Gallen

Region 3, St. Gallen: with SWICA, FAVORIT CASA costs CHF 450.40 a month in 2026 and FAVORIT MEDICA CHF 488.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT CASA is the cheaper of the two here: CHF 458.40 saved per year against FAVORIT MEDICA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA and FAVORIT MEDICA are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MEDICA

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT MEDICAGap per year
300CHF 450.40CHF 488.60CHF 458.40
500CHF 438.80CHF 476.90CHF 457.20
1'000CHF 414.70CHF 452.80CHF 457.20
1'500CHF 385.50CHF 423.70CHF 458.40
2'000CHF 356.30CHF 394.50CHF 458.40
2'500CHF 327.20CHF 365.30CHF 457.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.