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FAVORIT MEDPHARM or FAVORIT SANTE — Aargau

Aargau: with SWICA, FAVORIT MEDPHARM costs CHF 510.00 a month in 2026 and FAVORIT SANTE CHF 506.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 37.20 saved per year against FAVORIT MEDPHARM, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDPHARM is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDPHARM

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDPHARMFAVORIT SANTEGap per year
300CHF 510.00CHF 506.90CHF 37.20
500CHF 498.30CHF 495.20CHF 37.20
1'000CHF 475.40CHF 472.30CHF 37.20
1'500CHF 446.20CHF 443.10CHF 37.20
2'000CHF 410.80CHF 407.70CHF 37.20
2'500CHF 381.70CHF 378.60CHF 37.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.