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FAVORIT MEDPHARM or FAVORIT SANTE — Region 1, Vaud

Region 1, Vaud: with SWICA, FAVORIT MEDPHARM costs CHF 585.30 a month in 2026 and FAVORIT SANTE CHF 581.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 44.40 saved per year against FAVORIT MEDPHARM, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDPHARM is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDPHARM

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDPHARMFAVORIT SANTEGap per year
300CHF 585.30CHF 581.60CHF 44.40
500CHF 573.60CHF 570.00CHF 43.20
1'000CHF 551.70CHF 548.10CHF 43.20
1'500CHF 522.60CHF 518.90CHF 44.40
2'000CHF 486.10CHF 482.50CHF 43.20
2'500CHF 457.00CHF 453.30CHF 44.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.