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FAVORIT MEDPHARM or FAVORIT SANTE — Region 2, Zurich

Region 2, Zurich: with SWICA, FAVORIT MEDPHARM costs CHF 511.70 a month in 2026 and FAVORIT SANTE CHF 501.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT SANTE is the cheaper of the two here: CHF 122.40 saved per year against FAVORIT MEDPHARM, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT MEDPHARM is a "Family doctor" model. FAVORIT SANTE is a "Group practice (HMO)" model.

  • FAVORIT MEDPHARM

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT SANTE

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleFAVORIT MEDPHARMFAVORIT SANTEGap per year
300CHF 511.70CHF 501.50CHF 122.40
500CHF 500.10CHF 489.80CHF 123.60
1'000CHF 476.70CHF 466.50CHF 122.40
1'500CHF 447.60CHF 437.30CHF 123.60
2'000CHF 412.60CHF 402.30CHF 123.60
2'500CHF 383.40CHF 373.20CHF 122.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.