Med Direct or Visana Med Call — Region 1, Grisons
Region 1, Grisons: with Visana, Med Direct costs CHF 514.60 a month in 2026 and Visana Med Call CHF 594.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Med Direct is the cheaper of the two here: CHF 955.20 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Med Direct is a "Family doctor" model. Visana Med Call is a "Telemedicine and others" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- Visana Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Med Direct | Visana Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 514.60 | CHF 594.20 | CHF 955.20 |
| 500 | CHF 508.00 | CHF 587.60 | CHF 955.20 |
| 1'000 | CHF 473.80 | CHF 553.40 | CHF 955.20 |
| 1'500 | CHF 444.60 | CHF 524.20 | CHF 955.20 |
| 2'000 | CHF 415.50 | CHF 495.10 | CHF 955.20 |
| 2'500 | CHF 386.30 | CHF 465.90 | CHF 955.20 |
The comparison, region by region
- Med Direct or Visana Med Call?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.