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Med Direct or Visana Med Call — Region 2, Vaud

Region 2, Vaud: with Visana, Med Direct costs CHF 615.90 a month in 2026 and Visana Med Call CHF 692.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Med Direct is the cheaper of the two here: CHF 922.80 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Med Direct is a "Family doctor" model. Visana Med Call is a "Telemedicine and others" model.

  • Med Direct

    Family doctor

    You pick a family doctor and always go to them first.

  • Visana Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMed DirectVisana Med CallGap per year
300CHF 615.90CHF 692.80CHF 922.80
500CHF 609.20CHF 686.10CHF 922.80
1'000CHF 575.00CHF 652.00CHF 924.00
1'500CHF 545.90CHF 622.80CHF 922.80
2'000CHF 516.70CHF 593.60CHF 922.80
2'500CHF 487.50CHF 564.50CHF 924.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.