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Med Direct or Visana Med Call — Neuchâtel

Neuchâtel: with Visana, Med Direct costs CHF 628.70 a month in 2026 and Visana Med Call CHF 685.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Med Direct is the cheaper of the two here: CHF 685.20 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Med Direct is a "Family doctor" model. Visana Med Call is a "Telemedicine and others" model.

  • Med Direct

    Family doctor

    You pick a family doctor and always go to them first.

  • Visana Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMed DirectVisana Med CallGap per year
300CHF 628.70CHF 685.80CHF 685.20
500CHF 622.00CHF 679.10CHF 685.20
1'000CHF 587.90CHF 644.90CHF 684.00
1'500CHF 558.70CHF 615.80CHF 685.20
2'000CHF 529.50CHF 586.60CHF 685.20
2'500CHF 500.40CHF 557.40CHF 684.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.